Born in Mortgage.
Built for Every Industry.
Tenth Degree AI started inside a $4B+ Canadian mortgage operation — pioneering AI adoption in an industry that hadn't seen it before. We built the systems that proved AI works in regulated, high-volume, people-driven businesses. Now we bring that same approach to founders and companies everywhere.
From Mortgage Pioneers to AI Builders
We didn't start as an AI company. We started as mortgage operators running a national brokerage with 500+ brokers and $4B+ in annual volume. The industry was drowning in manual processes — fragmented CRMs, paper-based compliance, disconnected training, and zero automation. Nobody was building AI solutions for mortgage professionals. So we built them ourselves.
We became the first team in Canadian mortgage brokerage to deploy production AI at scale — an AI chatbot handling broker queries 24/7, an autonomous newsletter synthesizing market intelligence daily, a compliance platform meeting federal FINTRAC requirements, and a complete coaching program that transformed how brokers learn and grow.
We didn't just adopt AI — we pioneered it in an industry that hadn't seen anything like it. When we launched our AI-powered broker training platform, it replaced months of manual coaching with scalable, on-demand education. When we automated compliance workflows, we turned a regulatory headache into a competitive advantage. Eleven production systems later, other founders started asking: “Who built that?” Tenth Degree AI is the answer.
Mortgage Operations
Unified 4+ legacy tools into one platform. Built the operating system for 500+ brokers across Canada.
Compliance & Coaching
Pioneered AI-powered compliance (FINTRAC) and built the Canadian Perfect Loan Process — a scaled coaching program transforming broker performance.
AI-First Automation
Launched fully autonomous systems: daily AI newsletter, AI-powered market memos, voice-first intake, and intelligent CRM workflows.
Tenth Degree AI
Opened our practice to external clients. Same team, same tools, same production-grade standard — now available to any founder or business.
Deep Roots in Mortgage & Finance
We didn't learn this industry from a whitepaper. We've lived it — processing billions in volume, coaching hundreds of brokers, and navigating federal compliance requirements every day.
What We've Built for Mortgage & Finance
AI-Powered Brokerage Platform
Replaced 4+ legacy systems with a unified hub for 500+ brokers — CRM, events, AI chatbot, and drag-and-drop builders in one platform.
FINTRAC Compliance Automation
Built Broker Armour — a regulatory-grade AML/ATF compliance system that turns federal requirements from risk into competitive advantage.
Scaled Coaching at Speed
Adapted Tim Braheem's Perfect Loan Process for the Canadian market — 14 modules, video scripts, automated certification, and student tracking at scale.
Autonomous Market Intelligence
Sparked Daily and the Tuesday Memo deliver AI-synthesized mortgage market insights to professionals — with zero manual curation.
AI Chatbot for Broker Support
ABW Pulse handles broker queries 24/7 — faster response times, consistent answers, and complete CRM integration.
Voice-First Lead Capture
Built voice AI intake systems that capture prospect information through natural conversation and feed directly into Zoho CRM pipelines.
Why Mortgage Teams Trust Us
Annual volume managed on our platforms
Licensed mortgage brokers served
Production AI systems shipped
Training modules with automated certification
AI chatbot uptime for broker support
Manual steps in our autonomous newsletter pipeline
We are the only AI consultancy in Canada with production experience building, deploying, and scaling AI systems inside a regulated mortgage operation. This isn't theory — it's our daily work.
What We Stand For
The principles behind every system we build and every strategy we advise.
Ship Over Theorize
Working software beats a perfect plan. We prototype fast, test with real users, and iterate based on data — not assumptions.
Build What You Sell
Every tool we recommend, we've used. Every system we sell, we've built a version of. Our portfolio is our pitch.
Outcomes Over Features
We don't build AI for the sake of AI. Every system starts with a business outcome — revenue, efficiency, compliance, scale.
Transparency Always
Fixed scopes, clear timelines, honest assessments. If AI isn't the right solution, we'll tell you before we bill you.
Production Grade or Nothing
Demos don't count. We build systems that handle real traffic, real users, and real edge cases — not proof-of-concepts.
Compound Over Time
The best AI systems get better the longer they run. We design for compounding returns, not one-time wins.
The Team Behind the Systems
A core team of mortgage industry operators, AI engineers, and full-stack developers — with deep domain expertise that generalist consultancies can't match.
Founding Operators
Mortgage industry veterans who built 11 production AI systems inside a $4B+ national operation. Pioneered AI adoption in Canadian mortgage brokerage. They don't just advise — they build alongside you.
AI Engineers & Developers
Full-stack developers and AI engineers specializing in Next.js, Supabase, LLM integrations, CRM automation, and rapid deployment. The same team that maintains our production systems builds yours.
Industry Advisors
Deep domain experts across mortgage and finance, FINTRAC compliance, SaaS strategy, and enterprise AI deployment. Brought in on engagements where industry knowledge makes the difference.
Our Stack
We build with the best AI-native tools — and switch when something better comes along.
“Tenth Degree means the highest level of mastery. In martial arts, the tenth degree black belt isn't just skilled — they've dedicated their life to the craft. That's our standard: mastery through relentless practice, not credentials on a wall. We earned it by shipping systems in one of Canada's most regulated industries — and we bring that standard to everything we build.”
WHERE STRATEGY MEETS SYSTEMS